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Credit Life

Credit Life

Credit Life Assurance provides cover for loans granted to Borrowers/Mortgages of a lending institution. It repays the outstanding balance of a loan in the event that the debtor dies or becomes permanently disabled before the loan is fully repaid.

Credit Life

Entry age

18 years to 65 years

Maximum age at maturity

69 years (Age next birthday)

Policy Term

Minimum Term: 6 months and must be Single Premium.

Other plans

Mortgage Plan

This is a decreasing term assurance policy intended to ensure repayment of the mortgage loan in event of death of the Life Assured before full repayment of the mortgage loan on his house.

Family Welfare Plan

An annual renewable term assurance that pays out the sum assured in the event of the policyholders' death.

Triple Plan

An anticipated endowment plan that pays out benefits at 1/3, 2/3 period and at the end of the policy term in the ratio of 30% (25%), 30% (25%) and 100% of the sum assured.
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